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Make sure you have health coverage when you need it. Learn more about applying.
There's a deadline to apply for health care coverage, whether you apply during open enrollment or during a special enrollment period.
Do you qualify to apply outside of open enrollment?
In general, you can only change or apply for health care coverage during the yearly open enrollment period. But if you have a certain type of event in your life (called a triggering event or qualifying life event), you can change or apply for coverage for a limited time after your qualifying life event. This is called a special enrollment period.Examples of these types of qualifying life events include:
- Getting married
- Having a baby
- Losing coverage because you lost your job
The special enrollment period generally lasts 60 days from the date of your qualifying life event. For example, if you have a baby on June 1, you have 60 days — or by July 30 — to apply for coverage.
Even if your qualifying life event happens during open enrollment, you’ll still have a special enrollment period.
If your qualifying life event is a loss of coverage that you know about in advance, you may be able to apply for new coverage ahead of time. In this case, you have 60 days before and 60 days after the event to apply.
- For more information on qualifying life events and start dates, visit kp.org/specialenrollment.
- Washington residents who live outside the Vancouver/Longview area click here
Qualify for federal financial assistance?
You may be eligible for financial help from the federal government to lower your monthly premium.
Health care reform & Marketplaces
See what health care reform means for you and learn about Health Insurance Marketplaces.
Why Kaiser Permanente?
See why more and more Americans are choosing to thrive with Kaiser Permanente's affordable health care coverage.
Visit healthcare.gov to find additional information about health coverage and pricing options, learn how the Affordable Care Act can help you, and view the Summary of Benefits and Coverage (SBC) for the plan(s) you may be interested in.