There's a deadline to apply for health care coverage, whether you apply during open enrollment or during a special enrollment period.
Enrolling during the 2017 open enrollment period
You may change or apply for 2017 coverage during the open enrollment period, which runs from November 1, 2016, through January 31, 2017. You can do so either through the Health Insurance Marketplace or through Kaiser Permanente.
Enrolling during a special enrollment period
In general, you can only change or apply for health care coverage during the standard annual open enrollment period. However, if you have what's called a "triggering event," you can also enroll or change your coverage during a special enrollment period.
Examples of triggering events include getting married, having a baby, and losing coverage because you lost your job. Even if you have a triggering event during open enrollment, you’ll still have a special enrollment period and your coverage may start on a different date than the standard open enrollment effective dates.
From the date of your triggering event, the special enrollment period generally lasts 60 days. That means you have 60 days to change or apply for coverage for you and/or your dependents.
If you know you are going to have a triggering event, you may be able to apply for new coverage ahead of time.
For more information, please refer to the Enrolling During a Special Enrollment Period guide.
Health care reform & Marketplaces
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Visit healthcare.gov to find additional information about health coverage and pricing options, learn how the Affordable Care Act can help you, and view the Summary of Benefits and Coverage (SBC) for the plan(s) you may be interested in.