Enrolling during a special enrollment period
You may change or apply for health care coverage during an annual open enrollment period. Outside of the open enrollment period, you can enroll or change your coverage if you have experienced a situation known as a triggering event. For example, if you get married, have a baby, or lose coverage because you lose your job - all triggering events - you will have a special enrollment period.
Generally, a special enrollment period lasts 60 days after the triggering event occurs. That means if you’ve experienced a triggering event, you have 60 days from the day of the triggering event to change or apply for health care coverage for yourself and/or your dependent. In some situations, if you are aware of a triggering event that will occur in the future, you may be able to apply for new coverage prior to the triggering event. For example, if you know you will experience a loss of coverage, you have 60 days before your loss of coverage and 60 days after your loss of coverage to apply for health coverage.
You have many important decisions to make about your health care coverage, and we’re committed to helping you understand how these changes will impact you and your family. If you have any questions, we’re here to help.
Health care reform & Marketplaces
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Why Kaiser Permanente?
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Visit healthcare.gov to find additional information about health coverage and pricing options, learn how the Affordable Care Act can help you, and view the Summary of Benefits and Coverage (SBC) for the plan(s) you may be interested in.