Kaiser Permanente More Than Individual and Family Health Insurance
Stay on the path to good health
Keep great care and coverage with new plan options
Health care reform & health benefit exchanges
See what health care reform means for you and learn about health benefit exchanges.
Health Care Reform
It's now the law that most U.S. residents must have health coverage. If you don't have coverage for 3 months in a row or more, you may be charged a tax penalty.
- All our plans meet the standards of the new health care law.
- You can buy one of our plans directly from us or through the Health Insurance Marketplace, a state or federal-run website where you can buy health plans.
- All plans offer the same basics, such as doctor visits, hospital care, prescriptions, and preventive care at no cost.
- The plans differ in how much you pay and when. For example, Bronze has lower monthly premiums but higher out-of-pocket costs. Gold has higher premiums and lower out-of-pocket costs.
Do I qualify for federal financial assistance?
You may be eligible for financial help from the federal government to lower your monthly premium.
If your Kaiser Permanente coverage is provided by your employer and you wish to shop for your own individual or family plan, click here.