Kaiser Permanente Individual and Family Plans

If you're looking for affordable health insurance plans, we can offer more for your money.

Our health plans take you way beyond health insurance.

At Kaiser Permanente, we understand that trying to find affordable health insurance or affordable medical insurance can be challenging. We want you to know that we're here to help you figure it out. 

What makes Kaiser Permanente health plan coverage different?

At Kaiser Permanente, we offer more than just individual health insurance because we combine your care and coverage into one, convenient plan.

We know that having the right doctor can make all the difference in the world. That's why you choose your primary care physician based on qualities that are important to you. Looking for a doctor who speaks a certain language? We can help you find him or her. Have a condition where your physician is referring you to a specialist? We can point you in the right direction.

With your doctor by your side, you are surrounded by a team of specialists, nurses, lab technicians, pharmacists, and other health care professionals. Your electronic health record connects them to each other (and to you) so they can make well-informed recommendations about your care. And your doctor's office, lab, and pharmacy are often under one roof at a Kaiser Permanente facility.

Who needs individual or family health insurance?

Basically, any individual or family who doesn't have access to a group health plan needs coverage. Individual and family insurance is not dependent on employment—it's insurance for just you and your family, not group insurance that employers offer employees.

There are millions of people with individual and family health plans in the U.S. today. Taking care of the health of you and your family is a responsibility that's just too important to ignore.

Whether you're self-employed, between jobs, still in school, waiting for your employer's plan to kick in, or just in a situation with limited options, you can apply for the health coverage that works for you. If you are recently unemployed, check with your previous employer to find out if you are eligible for COBRA or other coverage. 

How do you find affordable health insurance plans or affordable medical insurance?

Getting an affordable health insurance plan or affordable medical insurance doesn't mean you have to sacrifice quality.

With Kaiser Permanente for Individuals and Families, you can choose from a range of affordable health plans. And each one offers:

  • The freedom to choose your own primary care doctor
  • A health team connected through your electronic health record1
  • Your doctor's office, lab, and pharmacy often under one roof
  • The ability to schedule routine appointments, view most test results, refill prescriptions, and more from your smartphone or computer1
  • And so much more

At Kaiser Permanente, you can choose from a variety of affordable health insurance and health coverage plans. Compare plans and find the quality coverage that works best for you and your family, whether you’re looking for individual, child, or family health insurance or health coverage; health savings account-qualified plans; or self-employed health insurance or health coverage.*

Kaiser Permanente offers health insurance and health plans, offering products from both a health insurance company and/or an HMO, depending upon where you live. Our products offer you health coverage, health care, and wellness programs all within the same health plan.

Ready to purchase health insurance or health coverage?

See our rates and apply now.

*Not all products are available in all regions.

*Unless otherwise noted, plans are offered and underwritten by Kaiser Foundation Health Plan, Inc., One Kaiser Plaza, Oakland, CA 94612. Kaiser Permanente does not provide or administer financial products, including HSAs, and does not offer financial, tax, or investment advice. Members are responsible for their own investment decisions. If a member uses his or her HSA debit card to pay for something other than a qualified medical expense, the expenditure is subject to tax and, for individuals who are not disabled or over 65, a 20 percent tax penalty. Please note that when an HSA provider pays disbursements, it does not monitor whether they are for qualified medical expenses. It is the member's responsibility to determine whether expenses qualify for tax-free reimbursement from his or her HSA. Tax references relate to federal income tax only. The tax treatment of health savings account contributions and distributions under state income tax laws differs from the federal tax treatment. Consult with your financial or tax adviser for more information.