Kaiser Permanente Individual and Family Plans

If you're looking for individual health insurance online, find out how you can get more for your money.

See how much further our health plan coverage can take you.

At Kaiser Permanente for Individuals and Families, we know that all health plans are not the same. And if you've been searching for individual health insurance, private health insurance, or personal health insurance, you'll agree.

What makes Kaiser Permanente health plan coverage different?

At Kaiser Permanente, we offer more than just individual health insurance because we combine your care and coverage into one, convenient plan.

We know that having the right doctor can make all the difference in the world. That's why you choose your primary care physician based on qualities that are important to you. Looking for a doctor who speaks a certain language? We can help you find him or her. Have a condition where your physician is referring you to a specialist? We can point you in the right direction.

With your doctor by your side, you are surrounded by a team of specialists, nurses, lab technicians, pharmacists, and other health care professionals. Your electronic health record connects them to each other-and to you-so they can make well-informed recommendations about your care. And your doctor's office, lab, and pharmacy are often under one roof in a Kaiser Permanente facility or hospital.

What should you look for in an individual health insurance plan?

We understand that finding the right health plan for you and your family can be complicated. So our health plan experts offer the following tips:

  • Save time by reviewing plans online. 
  • See if the plan covers you and your family whether you're at home or out of town.
  • Make sure the plan lets you choose a doctor and provides access to a full range of specialists.

Who needs individual health insurance?

Anyone who doesn't have a plan through an employer, a family member, or the government should consider getting an individual plan.

You may be a business owner, freelancer, or independent consultant who needs individual health insurance for you and your family. Or you could be a part-time worker, between jobs, a recent graduate, or no longer eligible to be on your parent's plan. In any case, you should consider individual health insurance.

At Kaiser Permanente, you can choose from a variety of affordable health insurance and health coverage plans. Compare plans and find the quality coverage that works best for you and your family, whether you’re looking for individual, child, or family health insurance or health coverage; health savings account-qualified plans; or self-employed health insurance or health coverage.*

Kaiser Permanente offers health insurance and health plans, offering products from both a health insurance company and/or an HMO, depending upon where you live. Our products offer you health coverage, health care, and wellness programs all within the same health plan.

Ready to purchase health insurance or health coverage?

See our rates and apply now.

*Not all products are available in all regions.

*Unless otherwise noted, plans are offered and underwritten by Kaiser Foundation Health Plan, Inc., One Kaiser Plaza, Oakland, CA 94612. Kaiser Permanente does not provide or administer financial products, including HSAs, and does not offer financial, tax, or investment advice. Members are responsible for their own investment decisions. If a member uses his or her HSA debit card to pay for something other than a qualified medical expense, the expenditure is subject to tax and, for individuals who are not disabled or over 65, a 20 percent tax penalty. Please note that when an HSA provider pays disbursements, it does not monitor whether they are for qualified medical expenses. It is the member's responsibility to determine whether expenses qualify for tax-free reimbursement from his or her HSA. Tax references relate to federal income tax only. The tax treatment of health savings account contributions and distributions under state income tax laws differs from the federal tax treatment. Consult with your financial or tax adviser for more information.